Four paramedics smiling in front of their vehicles

Since 1981

Member benefits eligibility, fees & benefits

The Ambulance Provident Fund was established in 1981 to provide financial security for the loved ones of those who died prematurely, covering those immediate living expenses.

Eligibility, fees & benefits

Who can join, what it costs, how to pay, and what’s paid out. Full details are in the Constitution.

Conditions of membership

Full members

Permanent full-time and permanent part-time employees of the Ambulance Service of NSW, including non-uniformed.

Associate members

Spouses/partners of members, and others.

Two requirements

You certify you are in good health
You do not exceed 40 years of age at the time of joining

Over 40?

You can still join by paying a joining fee on top of annual fees, one year's membership for every year over 40.

Membership fees

$156 per person, per year

When it's due

By 31 December each year, covering the following calendar year (1 Jan – 31 Dec).

If you fall behind

Membership is suspended with no benefits payable while in arrears, and permanently lapses after 3 months.

Reminders

No personal reminders are sent. AGM announcements and renewal notices go to your registered email, use a personal address.

Benefits payable

Who it's paid to

Your beneficiary, as a lump sum, not part of your estate.

When

Immediately following notification of the member's death.

How much

Based on the member's age at the time of death. All payments are authorised and at the discretion of the Board of Directors in accordance with the Constitution.

Payment table

Beneficiary payment table

$30k

$30k

$30k

$30k

$20k

$11k

$11k

$0

20–29

30–39

40–49

50–59

60–69

70–79

80–89

90+

Benefit paid by the member’s age at the time of death, in thousands of dollars.

Amounts shown are paid to the member’s nominated beneficiary once the death is confirmed where possible within 48 hours of confirmation and documentation. Payments are endorsed, approved and at the discretion of the APF Board, and this table is read in conjunction with the APF Constitution & Rules. Adopted at the APF Board Meeting, 20 May 2023.

Beneficiary Payment Table (PDF) (opens in a new tab)

Join the Fund

Ready to join?

Complete the online application. You can pay your annual fee by card in the same form.

Register now

Not a member yet?

Leave your email and the Fund will keep you up to date with membership, the AGM and news.

  • This field is for validation purposes and should be left unchanged.